Wednesday, 24 July 2013

HOW TO BE A SMART CONSUMER AND SAVE YOUR MONEY-DIRECTED WRITING ARTICLE


HOW TO BE A SMART CONSUMER AND SAVE YOUR MONEY
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Assalamualaikum to all readers of our school's magazine.First of all,I would like to express my  thanks to the magazine editor for  giving me this opportunity to share my opinion on the topic entitled "How to be a smart consumer and save your money".As the saying goes, make hay while the sun shine,so we can act to be a smart consumer as it is a noble act which can be emulated by anyone who wants to save their money.If we follow all the steps addressed below,then our  lives would be smooth,systematic and would never encounter  the sufferings like those who face financial problems.

Firstly,focus on the items you want to buy.It is crucial as we must avoid buying unnecessary things as in the end it will be wasteful. So to prevent evil's trail we need to think wisely before we decide to spend outside at the supermarkets,retailing shops or warehouses.The proverb ‘cut your shirt according to your size’ is very suitable when we  talk about expenses and saving.Besides, our prophet’s teaching had emphasised that the person who preferred to waste their excessive foods, they can be catogarized as the evil"s partner.

Secondly, thoroughly check the information such as discount offer, price reduction and many others.These are vital information that can save our expenses.So buying cheaper items not only save our money but also save our journey.On the other hand, the qualities of the items  also should be look to ensure the things we bought are not easily broken or fragile. We need  to compare  things we bought with other shops or outlets so that we can get the satisfaction.

We should also not to overlook on  the most important items such as ingredients contents, expiry dates, and halal logos. We are encouraged to buy in the muslim's shop.This is because as  muslims, we must be careful about the food intake for our inner cleanliness.The authority such as JAKIM is responsible on halal logos and they are always on the move to protect the muslims.Thus the muslims are protected from consuming haram food.

Last but not least,pay cash or use debit card whenever you want to buy something.As a smart consumer you must manage and plan wisely.Usage of credit card may lend you into bigger debts and would interupt your budget,expenses and income statements

In a nutshell, there are many ways  that we can approach to become  smart consumers. So it is actually depending on us which way we want  to manage our lives.We must realize that saving money and spend wisely goes hand in hand.Even well to do people also face trouble in their lives because of financially poor planning . Hence we must be prepared  at all times  for any eventualities.

AISYAH ABDULLAH.

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