How to Be a Smart Consumer and save your money
Being a consumer is a part and parcel of our lives. Therefore, it is of utmost important for us to spend wisely and save money. Most of the consumers nowadays spend too much money on products that are not worth their money. They are prompt buyers and spending unnecessarily. We must educate these consumers to be smart and spend wisely.
Firstly you have to focus on items that you want to buy.It is good if you can prepare a list of what you are suppose to buy before you walk in to any supermarkets or retail shops. Buy only the necessary items. Buying too much on things that you do not really need is not a good way to save money.Wherever possible be a smart consumer by not getting attracted to things that you do not need even when they are offered at higher discounts of 70% to 80%.You can save your money if you can instill this strong discipline.
Thoroughly check the information and compare prices between retailers, wholesalers, and supermarkets. We may never know that these small amount of money that you save can lead to a bigger saving.Sometimes the goods are of different qualities and that is the reason for price differences.So you decide on the quality that you want and match against the price that you can afford to pay.So buy within your means so that you do not get cheated with those profit hungry and irresponsible traders.Many discount tags are purely business tactics and actually they are recycled from one branch to another branch.So be a smart consumer by not buying those things which actually you do not need.
In addition, you should choose items of competitive prices with good quality. This is very important step especially when you are buying clothes. Do not get fully attracted to huge discount tags but focus on quality of that clothes. Do not get fooled by those discount tags and always check the quality first rather than going back home and regret on it.
You also have to ensure the expired date and halal logos. That is right! We have to be careful when it comes to such things. For example, dairy products cannot be kept long. Therefore, always check the expiry date regardless of how cheap the items are. We have to make sure that there are halal logos on the items especially foods and drinks. The ingredients too are very important so it is advisable if you can thoroughly check the ingredient contents.
Furthermore, you must know your right as a consumer. Supposingly you are involved buying half-baked or defective products then you can lodge an official complaint to the Ministry of domestic affairs by filling up the relevant forms.In Kota Bharu,the office is located at Billion Shopping Complex,6th floor.
Your rights as consumer is protected if you feel the traders are cheating you on defective products.Sometimes the sale promoters will tell you that particular product is good, energy saving and and many other promotional tricks. Try asking them few more questions before buying it. Then check the products thoroughly.You may never know that you may bring home a defective product.So a smart consumer will certainly save money by taking neccessary actions first before paying your money.
Lastly,it is advisable to pay cash or use debit card.Never get involve with credit card.Using credit card will ruin your entire budget and expenses.Worst still,you may end up with problem of paying the bills towards month end.So why use credit card when actually you can pay cash or debit card.
So if you are a smart consumer and really want to save your money,act like one.A lot of people are trying their best to be smart consumers but many failed.So you dont get carried away and join them.Instead build up your own discipline so that the money that you save can be used for other important and neccessary things.So stop making wrong choices. Be a good consumer and know how to take advantage of it.
SMK ZAINAB 1